Bik Microfinance Bank


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Term Deposits (Investment)

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Business Loans


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Personal Loans


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Welcome to Bik Microfinance Company Ltd

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BIK Microfinance Company Limited is a micro-finance company with the main purpose of managing investments and driving returns for individual, institutions and organisations. The company is licensed to carry out the business of microcredit and other businesses in Ghana and has successfully satisfied all the necessary documentations required by the Bank of Ghana and has acquired its full License to operate

The company is poised to take advantage of the huge opportunities in the microfinance (especially, micro-credit) environment to become a leading micor-finance company in the country by readily making available credit to individuals and SMEs.




BIK Fixed Deposit Rates (updated!)
Amount/Duration 364-Day 182-Day 91-Day
GH¢100 - 10,000 29% 27% 25%
GH¢10,001 - 20,000 30% 28% 27%
GH¢20,001 - 50,000 32% 29% 29%
GH¢50,001 - Above Negotiable    


Monday 7th July-Friday 11th July, 2014


Interest rate

91 – Day

23.115% per anum

182 – Day

22.9425% per anum

1 year

22.9000% per anum



News & Events

- BIK News

- Upcoming Events